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US Bankcard Industry Benchmarking Trends: 2022 Q2 Update

Bankcard delinquencies continue to rise as growth in the economy slows

US Bankcard Industry Benchmarking Trends: 2022 Q1 Update

We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?

The Santa Challenge 4: Fly with Fewer Reindeer!

Two of Santa's reindeer are self-isolating - how can he make the flight with less speed? FICO optimization shows him how!

MIP Benchmarking: Don't Abuse the Standards

The mathematical optimization community already has a clear set of standards for MIP benchmarking - these should be followed.

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