As merchant acquiring models evolve, fraud management must expand beyond traditional transaction monitoring toward a broader view of ecosystem governance

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks

Merchant acquirers now demand sophisticated onboarding automation, dynamic pricing intelligence, and predictive analytics to win and retain profitable merchant relationships

Improve customer management and reduce losses from check fraud by managing payment hold strategies using analytics

Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance

Credit card delinquency rates picked up in the back half of the year as spending slows

Enhance your customer management strategies to boost enterprise revenue through overlimit authorisations

Inflation fatigue puts more borrowers under financial pressure

The benefits of active vs. passive use of FICO customer management technology are clear

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

FICO is working with major Buy Now Pay Later service provider to thoroughly analyze new credit data source

Credit card balances and severe delinquencies are growing but positive signs are starting to appear

Outlier or Start of a New Credit Score Trend?

Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise