As merchant acquiring models evolve, fraud management must expand beyond traditional transaction monitoring toward a broader view of ecosystem governance

Merchant acquirers now demand sophisticated onboarding automation, dynamic pricing intelligence, and predictive analytics to win and retain profitable merchant relationships

For neurodivergent people struggling with debt, such as those with ADHD or autism, an omnichannel approach helps them meet payment deadlines and keep debt under control

A new report from Chartis Research shines a spotlight on how fraud platforms, GenAI, agentic AI and real-time payments are driving fraud protection forward

Improve customer management and reduce losses from check fraud by managing payment hold strategies using analytics

Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance

Credit card delinquency rates picked up in the back half of the year as spending slows

Enhance your customer management strategies to boost enterprise revenue through overlimit authorisations

The benefits of active vs. passive use of FICO customer management technology are clear

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

Credit card balances and severe delinquencies are growing but positive signs are starting to appear

Fraudsters are using increasingly sophisticated tactics to scam consumers out of their money, but there are practical and immediate steps you can take if you’ve responded to a scam

Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening

Real-time payments attract real-time fraud, so banks and other financial institutions need the best tools and technology to protect their customers

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise