FICO® Score 10T historical data to be released in advance of implementation by the GSEs

With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.

Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance

Credit card delinquency rates picked up in the back half of the year as spending slows

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

Waiting for your regulator to require improved customer communications on scams places you at risk of distinct competitive disadvantage vis-à-vis your competitors

Credit card balances and severe delinquencies are growing but positive signs are starting to appear

Defining and understanding different scam typologies yields results when identifying and preventing authorized push payment fraud

Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening

Latin America needs to get ready for the consequences of the growth of real-time payments

Our initiative with regional leaders in Poland and Ukraine is aimed at improving financial inclusion and credit access for Ukrainian refugees

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

As regulators around the world roll out new rules to deal with APP fraud, these four tips can help payment service providers adapt to the new fraud prevention regimes

Higher prices keep customers in a pinch from making on-time payments