Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk analytics

This FICO World presentation highlights the vital importance of balancing customer care with collections success in a highly regulated environment

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

Regulatory pressures and waning trust are among the factors forcing banks to better meet customers’ needs - here are some best practices

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

From identifying vulnerable customers to storing the right data, here are best practices for debt collection during the ongoing squeeze on household incomes

Higher prices keep customers in a pinch from making on-time payments

With the clock ticking to the 31 July FCA deadline, a FICO roundtable looked at the scale of the Consumer Duty challenge

Bankcard delinquencies continue to rise as growth in the economy slows

We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?