Reducing fraud, improving debt collection and building customer loyalty are three gains businesses can achieve with a great customer communication strategy

Credit unions saw a slowdown in severe delinquency impacting their credit card portfolios to finish 2024, with increases in average monthly spend and average balance

Credit card delinquency rates picked up in the back half of the year as spending slows

Modest reduction in the average FICO® Score in Canada as recent consumer credit trends continue

FICO survey shows even digital-savvy customers still prefer to open accounts in branches - understanding their reasons can help you give them confidence in digital channels

By predicting customer scenarios and automating collections communications, telco operators can improve collections and lower costs

Credit card delinquencies are stabilizing in early buckets while consumers continue to spend

Credit card balances and severe delinquencies are growing but positive signs are starting to appear

Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening

More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise

Monitoring a consumer's FICO® Score helps us understand how we got here and what may lie ahead for the average FICO Score

Fraud prevention leaders outline their concerns and priorities for tackling application fraud at FICO virtual roundtable

Higher prices keep customers in a pinch from making on-time payments

One effective way for service providers to protect customers against fraud schemes is through automated, real-time, two-way communication and notification

The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance