The FICO Credit Market Report for September shows a drop in spending and includes an increase in missed payments as cost-of-living pressures take hold

Erratic UK cardholder behaviour over the summer months reinforces challenging conditions for lenders

What are the top characteristics that help drivers achieve a good FICO® Safe Driving Score?

Changes in card management, customer behaviour and regulations make card delinquencies and other trends very different from the crash of 2008

Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing

FICO has been a pioneer in the use of machine learning (ML) in the financial services industry for over 25 years.

The signs of the cost-of-living crisis are still limited, with the biggest area of concern being a 3 percent increase in missed payments for new accounts

The FICO Credit Market Report for March 2022 shows UK card repayments remain a priority for credit card holders, suggesting greater reliance on credit as costs rise

The FICO Credit Market Report for February 2022 shows UK card trends following typical post-seasonal spend and repayment patterns - will the cost of living rise show up soon?

The FICO UK Credit Card Market Report for January 2022 shows strong financial management by consumers, but concerns remain over UK cards trends as fuel and other costs rise

Omicron didn't dampen Christmas spending, as balances increased - but so did missed payments and other signs of trouble on UK cards

FICO Credit Report shows higher UK card spend in November, but also consumers reducing card payments

The FICO Safe Driving Score provides a consistent and objective measure of driver risk and safety based on driving behaviors.