Filter by:

The Maslow's Hierarchy of Digital Transformation: 5 Levels

Just as very few people achieve “self-actualization” in life, not many companies achieve full digital transformation; here are the stages to help map your journey to the top

How to Make Your Digital Transformation Pay Off in 2024

For too many companies, their biggest digital transformation challenge is pushing themselves to innovate faster, more broadly, more boldly

Three Ways to Justify Digital Transformation Investment to the C-Suite

When a banking firm’s C-suite questions a multi-million dollar spend on digital transformation, here are the answers they are really seeking

FICO Platform Accelerates Innovation with ”Digital Twin” Simulation

Latest release of FICO® Platform includes advanced simulation among nearly two dozen major enhancements to the leading platform for applied intelligence

UK Credit Cards: Pre-Holiday Spending and Payments

UK card sales and cash spend fell before the usual Christmas upturn, although inflation means spending was higher than the same period in 2022

Predictions 2024: Six Trends in Digital Transformation and Decisioning

Cloud adoption, AI, API-driven ecosystems and composability are among the trends driving greater value for IT teams and businesses undertaking digital transformation

UK Credit Cards: Stable Activity in September Ahead of Holiday Period

UK credit card missed payments and total balances rise, while spending falls ahead of the festive period

Report Shows Many Banks Fail at Hyper-Personalization - at a Price

Customer defections are one result of poor personalization — but new Forrester report also shares how some banks are winning

Six Hurdles Blocking Your Digital Transformation Success

Financial services firms face data challenges, but there is a key to successful digital transformation

UK Credit Cards: Summer Saw Spending and Balances Rise 

FICO UK Credit Report shows worrying trends as average spend per credit card rose while payments to balance rose and fell

How Composability Helps Banks Reimagine Operational Efficiency and Agility

To get ahead in today’s digital ecosystem, banks need a modular technology architecture that can flex to meet myriad decisioning needs

UK Cards: June Data Shows Spending Spike in Cost-of-Living Squeeze

Average spend on UK credit cards rose to highest level in 15+ years as inflation remains high

Improving Your Efficiency Ratio: 7 Financial Institutions’ Results

See how a platform approach to enterprise intelligence allowed these banks and card processors to succeed at making digital transformation highly profitable

9 Success Factors for Improving Your Bank’s Efficiency Ratio

Having an end-goal like improving your efficiency ratio is important - here's how a digital transformation program can make that happen

UK Cards: FICO Data Shows Delinquencies and Spend Are Rising  

The impact of stubbornly high inflation is evident in changing patterns on UK credit cards 

Take the next step

Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.