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UK Credit Cards Hit New Highs for Spending and Balances

FICO data suggests the ongoing impact of inflation could affect consumer affordability through 2025

What Is Applied Intelligence and How Does It Work?

Applied intelligence refers to a combination of human and artificial intelligence – here’s how that helps businesses succeed

How to Unlock the Power of Hyper-Personalization in Banking

To achieve hyper-personalization, banks must understand their customers’ activity, behaviors and preferences across the entire banking ecosystem

UK Card Payment Trends: Delinquencies Still Climbing

FICO UK Credit Report for August 2024 shows familiar card payment trends, but late payments are still higher than 2023

IDC MarketScape Highlights Growth of Decision Intelligence Platforms

Report on "Decision Intelligence Platforms" defines critical capabilities businesses need

UK Credit Card Payment Trends - Missed Payments Are Rising

Spending falls following typical seasonal patterns, although average balance is up 5.3% year-on-year and more customers miss payments

Boost Speed and Scalability with Latest FICO Platform Innovation

The latest enhancements to FICO Platform, our decision intelligence platform, give you an even faster go-to-market time for strategies and analytics

FICO Recognized for Retail Banking Impact by Chartis Research

Chartis Research recently released its latest STORM report on retail banking analytics, and FICO earned the #1 spot for industry impact

Winning at Digital Transformation:  Be First, Be Smarter, or Cheat

The outcomes FICO Platform clients are experiencing demonstrate that when you are faster and smarter than your competition, and deliver excellent results, you don't need to cheat

UK Credit Card Trends 2023-2024: More Spend and Delinquencies

FICO analysis of 2023-2024 data reveals how continued high costs and inflation are shaping UK credit card payment patterns

The Future of Digital CX and Hyper-Personalization - Video

There’s an exciting new era of digital transformation and enterprise decision-making emerging, as I describe in this 15-minute video from FICO World 24

How to Solve Your “Elephant Problem” with an AI Platform

Collaboration is critical to overcome the silos in your organization, each of which sees a partial picture of your customers

Nine Steps Towards Improved Collaboration with FICO Platform

The Spring 2024 release of FICO Platform is our most powerful version ever for fostering collaboration - getting all of your people, processes, and technology working together

How to Extract the Maximum Value from Your Information Assets

Since "data is the new oil,” it's critical to find much more efficient ways to find it, extract it, and refine it into something valuable for your digital transformation

UK Credit Cards: Average Spending and Balances Reach New High

High prices lead to highest average credit card spend and balances since FICO records began

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