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Which Consumer Segments Have Driven the Average FICO Score Higher Over the Past Decade?

A closer look at how much the national average FICO Score has been impacted by notable changes in the FICO scorable population

Average U.S. FICO Score Ticks Up to 706

The national average FICO Score has steadily risen over the past decade

Average U.S. FICO Score Hits New High

For the first time, the average FICO® Score in the U.S. has reached 704, showing a steady upward trend in US credit quality.

How Student Loan Borrowers Improve their FICO Scores

Can Machine Learning Build a Better FICO Score?

FICO conducted a research project to see just how much lift unconstrained, state-of-the-art ML techniques might offer over the FICO Score.

Do Consumers Seek More Credit After Their Score Recovers?

US Average FICO Score Hits 700: A Milestone for Consumers

FICO regularly tracks the national FICO Score distribution as an important gauge of US consumer credit behavior.

How Do FICO Scores Bounce Back After Negative Credit Info is Purged?

FICO Research: Student Loan Explosion Hurts Other Borrowing

Scoring More Consumers: Don’t Believe the Hype

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