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FICO data suggests the ongoing impact of inflation could affect consumer affordability through 2025

Ethical AI means digging into what machine learning models are learning – which is a complex task

As companies drive breakthrough results with AI in 2025, operationalization and trust are attainable imperatives

FICO’s use of blockchain to develop artificial intelligence is recognized in awards from Global Finance and the Banking Tech Awards

Responsible AI includes four principles for ensuring that AI is safe, trustworthy and unbiased - it should be robust, explainable, ethical and auditable

FICO UK Credit Report for August 2024 shows familiar card payment trends, but late payments are still higher than 2023

Spending falls following typical seasonal patterns, although average balance is up 5.3% year-on-year and more customers miss payments

FICO analysis of 2023-2024 data reveals how continued high costs and inflation are shaping UK credit card payment patterns

Exploring artificial intelligence with industry leaders in legal, open banking, and education fields, including Shana Simmons, Robert Knight, and Stephanie Miller

My recent presentation at the World AI Cannes Festival with Uri Tintore of Belvo shed a light on Responsible AI, transaction analytics and open banking

High prices lead to highest average credit card spend and balances since FICO records began

FICO’s expansion of its Educational Analytics Challenge and Responsible AI collaboration with customers globally can improve transparency and economic outcomes

FICO’s latest data science and software patents amplify the benefits of enterprise decision-making technology delivered through FICO® Platform and software solutions

UK card sales and cash spend fell before the usual Christmas upturn, although inflation means spending was higher than the same period in 2022