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UK Cards Data: Cardholders Spent More in February, But Paid Less

New FICO data demonstrates cost-of-living pressures across spend and missed payments as UK consumers battle to manage finances

FICO World 2023 - Agenda Focuses on 3 Key Fraud Strategies

FICO’s annual conference is the place to learn more about making decisions at scale – not least for those fighting fraud

UK Credit Cards: Are "Established" Accounts in Trouble?

FICO data reveals worrying trends developing amongst established credit card users as missed payments rise

Defending Your Fully Digital Wallet Against Fraud

Moving to a primarily digital wallet doesn’t mean sacrificing fraud protection – in fact, it means stepping up protection against scams

UK Cards Data: Increase in Cardholders Missing Two Payments

Many UK credit cardholders who missed one payment in December continued to struggle with their debts in the new year, with a marked increased in two missed payments

UK Card Spend Reaches Highest Level Since at Least 2006

FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment

A Digital Transformation Journey: The Humble Wallet

Digital transformation cuts across the entire enterprise, but it’s also hitting closer to home as the humble wallet undergoes a transformation too

Six Steps to Growth in a Global Economic Squeeze

Learn how banks and other financial institutions can use personalization to drive growth in spite of global economic uncertainty

UK Credit Cards: More Consumers Missing Second, Third Payments

FICO's monthly report on UK credit cards shows some financial resilience on the part of consumers, but a trend toward payment slippage

5 Ways Digital Payments Will Change FIs and Fraud in 2023

New digital payments channels and methods will grow next year, giving new opportunities for fraudsters and scammers

UK Cards Data: September Data Shows Rising Consumer Stress

The FICO Credit Market Report for September shows a drop in spending and includes an increase in missed payments as cost-of-living pressures take hold

Siron Financial Crime Solutions Are Moving from FICO to IMTF

FICO is transitioning its Siron® compliance business to IMTF, a Swiss global leader in regulatory technology, and a partner in the Siron business for more than 20 years

Fighting Scams and Authorized Push Payment Fraud in the US

US regulators seem poised to update the status quo for bank liability for authorized user/authorized push payment fraud, but just how big is the potential?

UK Card Risk Trends: Summer Data Indicates Challenges Rising

Erratic UK cardholder behaviour over the summer months reinforces challenging conditions for lenders

Buy Now, Pay Later: BNPL Fraud and Regulatory Update

Buy now, pay later or BNPL financing is experiencing tremendous growth, but that growth can bring potential growing pains like fraud and regulatory scrutiny

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