PepsiCo Uses FICO Optimization to Orchestrate Daily Production, Align Staffing and Accelerate New ideas
Discover how Pepsico unlocks speed, accuracy, and agility in every decision with FICO Xpress optimization
FICO Statement: GSE Credit Score Recommendations
Transparency into this credit score evaluation is essential to maintaining trust and confidence across the mortgage industry.
FICO 2026: Analytics and AI Continue to Reshape Financial Services
Four trends will transform how financial decisions get made in real time
The Benefits of Champion/Challenger Testing in Decision Management
Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies
How to Win Banking Primacy with Composability + Hyper-Personalization
Becoming the principal bank for your customers demands hyper-personalized decisions and a customer-centric approach, powered by composability
What Is Customer Acquisition? How to Create a Great Customer Acquisition Strategy
Customer acquisition is a strategic process to attract and convert the right buyers into paying customers, and has specific requirements in financial services
Six Critical Innovations Transforming Digital Customer Engagement
AI-powered communication solutions are redefining how enterprises connect with customers at scale
BNPL Success: How FICO Platform Addresses 5 Key Challenges
Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending
Simulation and Optimization: Unlocking Better Decisions
Simulation and optimization are two different technology approaches that can dramatically improve the results of your decision strategies and improve customer centricity
UK Cards: Signs of Risk in Rising Balances
FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances
Four Ways Intelligent Decisioning Speeds Auto Financing Approvals
New ways of managing auto finance decisions lead to faster loan approvals, better customer matching, fraud prevention, and cost reduction
What June Data Says about UK Credit Cards and Consumers
Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk
Statement on FHFA’s Interim Lender Choice Policy, announced Tuesday July 15th:
The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers.
FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability
An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power.
UK Cards Data Reveals Fall in Spending but Rise in Balances
Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May
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