What Are Fraud Analytics and How Do They Improve Fraud Detection?
Understand what fraud analytics entail and how they leverage AI, machine learning, business intelligence and data science to improve fraud detection
The CIO as Change Agent: Five Key Steps to Drive Top Flight Innovation
Chief information officers are no longer back-office caretakers––they’re enabling business transformation through cloud, data, AI, and platform modernization
The Benefits of Champion/Challenger Testing in Decision Management
Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies
What Are the AI Challenges in Banking? Views from the FT Global Banking Summit
International banking leaders meeting at the FT Global Banking Summit found common challenges in adopting GenAI and managing its risks
FICO Focused Foundation Model Delivers Trustworthy, Responsible GenAI
FICO® Focused Language Model and FICO® Focused Sequence Model set global standards for Responsible AI, delivering measurable enterprise value
BNPL Success: How FICO Platform Addresses 5 Key Challenges
Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending
Operationalizing Responsible AI Standards: Why a Platform Approach Matters
A unified decisioning platform enforces development standards to ensure AI systems are built responsibly from the ground up
The CIO’s Role in Achieving Responsible AI: Conduit in Chief
The CIO’s Role in Achieving Responsible AI: Conduit in Chief
UK Cards: Signs of Risk in Rising Balances
FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances
5 Ways CIOs Set the Pace and the Foundation for an AI-Powered Business
As visionary leaders Modern CIOs are the driving force in operationalizing the responsible use of artificial intelligence and generative artificial intelligence
What June Data Says about UK Credit Cards and Consumers
Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk
How to Build Credit Risk Models Using AI and Machine Learning
Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?
Combining Machine Learning with Credit Risk Scorecards
Here's how to get the full power of machine learning without losing the transparency that’s important from credit risk scorecards
UK Cards Data Reveals Fall in Spending but Rise in Balances
Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May
UK Cards and Credit Risk: Further Decline in Balances Paid
April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers
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