FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies

Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending

FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances

A new FICO survey on customer experience found that 9 in 10 people globally believe that customer experience is as important as a bank’s products

FICO's global survey finds that 90% of customers have a primary bank provider, but over a third would switch to get a better offer or customer experience

Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk

Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud

Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores

Next Best Actions / Next Best Offers balance the customer's interests and needs with your organization's business objectives, using mathematical optimization

FICO data reveals that the positive payment behaviour from the pandemic is still persisting