Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies

Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending

A full view of the customer journey is critical to detecting and preventing digital wallet fraud, as are enhanced communications and segmented strategies

FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances

Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk

The FICO European Fraud Map shows how Card Not Present fraud is rising across Europe, and why a unified approach to fighting fraud is vital

Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

UK Finance’s Fraud Report 2025 shows changes in fraud typologies – underlying much of this shift is evolving techniques in social engineering

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud

FICO data reveals that the positive payment behaviour from the pandemic is still persisting

FICO data suggests the ongoing impact of inflation could affect consumer affordability through 2025

Money mules are causing significant problems across the globe. Organizations must take proactive steps to identify and disrupt them.

FICO UK Credit Report for August 2024 shows familiar card payment trends, but late payments are still higher than 2023