Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies

Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending

FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances

Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk

Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud

As Australia faces multiple rate cuts in 2025, learn how AI and transaction analytics can power smarter, faster mortgage refinancing decisions

FICO data reveals that the positive payment behaviour from the pandemic is still persisting

FICO data suggests the ongoing impact of inflation could affect consumer affordability through 2025

FICO UK Credit Report for August 2024 shows familiar card payment trends, but late payments are still higher than 2023

In his interview for the podcast “Subject to”, FICO’s Timo Berthold discusses his career in computational optimization and mixed integer programming

Spending falls following typical seasonal patterns, although average balance is up 5.3% year-on-year and more customers miss payments

FICO’s Claudio Gambella was a member of a team awarded at EURO 2024 for its work in mathematical optimization