What Is Decision Intelligence Software and Should You Invest in It?
New reports on decision intelligence software reveal how it helps businesses leverage AI and create more compelling customer experiences
The Benefits of Champion/Challenger Testing in Decision Management
Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies
Where Things Stand for FICO® Score 10T in the Conforming Mortgage Market
FICO® Score 10T historical data to be released in advance of implementation by the GSEs
BNPL Success: How FICO Platform Addresses 5 Key Challenges
Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending
The Path Forward for Fair Credit Scoring Competition
With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?
Why AI Needs a Platform to Deliver ROI
A unified AI decisioning platform is critical to operationalize AI across the enterprise
UK Cards: Signs of Risk in Rising Balances
FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances
How to Unlock the Hidden Patterns in Payment Transactions
Applied Intelligence helps capture payments data across the business
What June Data Says about UK Credit Cards and Consumers
Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk
UK Cards Data Reveals Fall in Spending but Rise in Balances
Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May
UK Cards and Credit Risk: Further Decline in Balances Paid
April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers
New UK Credit Cards Data Shows Lower Spending, More Delinquencies
Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards
Advance Your AI, Optimization and Customer Engagement
Explore the Q2 2025 FICO® Platform release: powering your intelligent enterprise with enhanced analytics, faster optimization, and smarter AI-driven decisions
New Frontiers for Applied Intelligence: Innovations on FICO Platform
Explore the forthcoming capabilities for business decision-making and applied intelligence based on AI, composability and more
Octane Grows Lending by 36% with FICO Auto Score 10
Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.
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