Understand what fraud analytics entail and how they leverage AI, machine learning, business intelligence and data science to improve fraud detection

Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies

FICO® Score 10T historical data to be released in advance of implementation by the GSEs

FICO® Focused Language Model and FICO® Focused Sequence Model set global standards for Responsible AI, delivering measurable enterprise value

Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending

A unified decisioning platform enforces development standards to ensure AI systems are built responsibly from the ground up

With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?

FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances

Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk

Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?

Here's how to get the full power of machine learning without losing the transparency that’s important from credit risk scorecards

Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.