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UK Credit Cards: Average Spending and Balances Reach New High

High prices lead to highest average credit card spend and balances since FICO records began

How to Increase Claims Processing Automation – 5 Questions to Ask

Automating claims processing right can help you reduce costs, improve outcomes, and assure patient and stakeholder satisfaction - here's how to think about it

UK Credit Cards: Pre-Holiday Spending and Payments

UK card sales and cash spend fell before the usual Christmas upturn, although inflation means spending was higher than the same period in 2022

How to Improve Patient Centricity for Commercial Health Plans

The advantages of a holistic, member-centric approach to healthcare are clear - as are the impacts of the failure to achieve member centricity

UK Credit Cards: Stable Activity in September Ahead of Holiday Period

UK credit card missed payments and total balances rise, while spending falls ahead of the festive period

UK Credit Cards: Summer Saw Spending and Balances Rise 

FICO UK Credit Report shows worrying trends as average spend per credit card rose while payments to balance rose and fell

UK Cards: June Data Shows Spending Spike in Cost-of-Living Squeeze

Average spend on UK credit cards rose to highest level in 15+ years as inflation remains high

Business Simulation for Insurance: Best Practices and Getting Started

Business simulation can provide both the experimentation and the guardrails helping insurance companies explore multiple paths to success

UK Cards: FICO Data Shows Delinquencies and Spend Are Rising  

The impact of stubbornly high inflation is evident in changing patterns on UK credit cards 

UK Cards: Spend and Balances Rose in March / April 2023

Unpredictable consumer spending puts banks on high alert as deadline for new Consumer Duty Guidance nears

UK Cards Data: Cardholders Spent More in February, But Paid Less

New FICO data demonstrates cost-of-living pressures across spend and missed payments as UK consumers battle to manage finances

UK Credit Cards: Are "Established" Accounts in Trouble?

FICO data reveals worrying trends developing amongst established credit card users as missed payments rise

UK Cards Data: Increase in Cardholders Missing Two Payments

Many UK credit cardholders who missed one payment in December continued to struggle with their debts in the new year, with a marked increased in two missed payments

Claims Automation for Health Plans: Transformation with a Small “t”

By focusing on transformation with a small “t” that addresses measurable performance gaps, health plans and administrators can use claims automation to control costs and risk

UK Card Spend Reaches Highest Level Since at Least 2006

FICO data shows that inflation and Christmas consumer spending saw a sharp rise in December, while more UK customers missed a payment

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