PepsiCo Uses FICO Optimization to Orchestrate Daily Production, Align Staffing and Accelerate New ideas
Discover how Pepsico unlocks speed, accuracy, and agility in every decision with FICO Xpress optimization
FICO Statement: GSE Credit Score Recommendations
Transparency into this credit score evaluation is essential to maintaining trust and confidence across the mortgage industry.
Analytics Model Management: 7 Best Practices to Improve Compliance, Reporting and Performance
These best practices can help you not just meet regulators’ requirements but also increase the value your models add to the business
How to Use Alternative Data in Credit Risk Analytics
Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk analytics
FICO 2026: Analytics and AI Continue to Reshape Financial Services
Four trends will transform how financial decisions get made in real time
How to Tame Credit Originations Complexity and Data Overload
With the right technology it is now possible to drive out manual or high-friction interventions and offer seamless, near-instant credit decisions across multiple sales channels
The Benefits of Champion/Challenger Testing in Decision Management
Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies
How to Win Banking Primacy with Composability + Hyper-Personalization
Becoming the principal bank for your customers demands hyper-personalized decisions and a customer-centric approach, powered by composability
What Is Customer Acquisition? How to Create a Great Customer Acquisition Strategy
Customer acquisition is a strategic process to attract and convert the right buyers into paying customers, and has specific requirements in financial services
Six Critical Innovations Transforming Digital Customer Engagement
AI-powered communication solutions are redefining how enterprises connect with customers at scale
BNPL Success: How FICO Platform Addresses 5 Key Challenges
Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending
Simulation and Optimization: Unlocking Better Decisions
Simulation and optimization are two different technology approaches that can dramatically improve the results of your decision strategies and improve customer centricity
UK Cards: Signs of Risk in Rising Balances
FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances
Four Ways Intelligent Decisioning Speeds Auto Financing Approvals
New ways of managing auto finance decisions lead to faster loan approvals, better customer matching, fraud prevention, and cost reduction
What June Data Says about UK Credit Cards and Consumers
Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk
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