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Using SMS, RCS and WhatsApp in Omni-Channel Communications

Lenders in Brazil can improve collections and fraud strategies by optimizing the balance of digital message channels

Credit and Risk Trends in Brazil Highlight Need for Tailored Treatment

July data shows Brazil's credit portfolio is in good shape - combined with a decline in delinquency, this makes a fertile ground for credit granting

Brazilian Credit Risk Trends Reveal Growth Opportunities

This deep dive into the credit health of the Brazilian market presents a positive national scenario, leading to recommendations for growth in multiple credit products

Debunking the Top-3 Pooled Model Myths

Best Practices: Must-have checklist for winning pooled models

How Pooled Models Help You Say “Yes” To More Good Credit Applicants

Build Stronger, More Profitable Portfolios with Pooled Models that Drive Smarter Originations Decisions

Lenders Should Consider Using "Pooled Models" When Making Originations Decisions

Using pooled models in addition to bureau scores can help creditors make more precise, value-based decisions at the origination stage.

FICO Research: Student Loan Debt Explodes Across Age Ranges

Examining the Credit Cycle: Is This as Good as it Gets?

Millennials and Credit: Are We Missing the Real Story?

FICO Research: Are Millennials Really Abandoning Credit?

2017 Predictions: 4 Trends that Will Shake Up Banking Next Year

FICO® Score High Achievers: Is Age the Only Factor?

New Ways to Score Risk Can Improve Financial Inclusion

Will Fintech Risk Models Have “Unintended Consequences”?

Why “Alternative Data” Isn’t an Alternative

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