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Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

FICO Adds Powerful Credit Optimization Tools to AWS Marketplace

Lenders can use new FICO solutions on AWS Marketplace to optimize credit lines and loan pricing, plus improve customer communications

FICO Hackathon: From Concept to Commercial Potential

FICO Platform enabled global partners to solve industry challenges through hands-on co-creation, showcased at FICO World 2025

FICO Hackathon: Building Real-World Solutions Fast

Global partners used FICO Platform to prototype real-world solutions in weeks showcasing standout projects at FICO World 2025

Using AI to Improve Debt Collection Strategies

The path to hyper-personalization in collection strategies involves combining AI-driven decisioning and conversational AI

How Omni-Channel Communications Transform Collections Strategy

Organizations that have deployed integrated communications are unlocking higher engagement rates, faster time-to-promise and a smoother customer experience

Credit Union Borrowers Use and Seek Credit More Than National Bank Borrowers

Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions

Student Loan Delinquencies Lower the Average FICO Score to 715

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores

5 Trends in Collections - Omni-Channel Communications, AI and More

Explore the 5 areas revolutionizing debt collection, including the importance of omni-channel communications

How Conversational AI Boosts Collections as Delinquencies Rise

As defaults increase collections workload, the benefits of conversational AI can prioritize agents' work and lead to faster resolution

Fighting Fraud: Network International and FICO Partnership

Network International integrates FICO fraud solution to help clients combat card-related fraud

Real-Time Payments: 4 Requirements for Scam Protection Systems

How to design a multi-CSM (clearing and settlement mechanism) RTP solution for maximum fraud and scam protection

How Omnichannel Communications Improve Debt Collection

When an omnichannel communication strategy is executed properly, companies can expect to see a significant improvement in debt collection

How FICO Platform Can Power Partners’ Success - Video

FICO Platform offers tremendous opportunities to partners through its capabilities and forthcoming API marketplace

Credit Union Borrowers’ Average FICO Score Slightly Decreased over the Last 2 Years

Debt and missed payments continue to rise, contributing to a change in the average

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