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UK Card Payment Trends: Delinquencies Still Climbing

FICO UK Credit Report for August 2024 shows familiar card payment trends, but late payments are still higher than 2023

How FICO Platform Can Power Partners’ Success - Video

FICO Platform offers tremendous opportunities to partners through its capabilities and forthcoming API marketplace

UK Credit Card Payment Trends - Missed Payments Are Rising

Spending falls following typical seasonal patterns, although average balance is up 5.3% year-on-year and more customers miss payments

Award Winner: How Network International Stops Millions in Fraud 

NI has deployed FICO Falcon Fraud Manager for financial institutions across the Middle East and Africa

How a FICO Partnership Can Help Your Business Soar

Examples from TSYS, Dock and Creditforce show how FICO technology helps partners help their customers stop fraud, manage credit and more

UK Credit Card Trends 2023-2024: More Spend and Delinquencies

FICO analysis of 2023-2024 data reveals how continued high costs and inflation are shaping UK credit card payment patterns

UK Credit Cards: Average Spending and Balances Reach New High

High prices lead to highest average credit card spend and balances since FICO records began

UK Credit Cards: Pre-Holiday Spending and Payments

UK card sales and cash spend fell before the usual Christmas upturn, although inflation means spending was higher than the same period in 2022

UK Credit Cards: Stable Activity in September Ahead of Holiday Period

UK credit card missed payments and total balances rise, while spending falls ahead of the festive period

UK Credit Cards: Summer Saw Spending and Balances Rise 

FICO UK Credit Report shows worrying trends as average spend per credit card rose while payments to balance rose and fell

UK Cards: June Data Shows Spending Spike in Cost-of-Living Squeeze

Average spend on UK credit cards rose to highest level in 15+ years as inflation remains high

UK Cards: FICO Data Shows Delinquencies and Spend Are Rising  

The impact of stubbornly high inflation is evident in changing patterns on UK credit cards 

UK Cards: Spend and Balances Rose in March / April 2023

Unpredictable consumer spending puts banks on high alert as deadline for new Consumer Duty Guidance nears

UK Cards Data: Cardholders Spent More in February, But Paid Less

New FICO data demonstrates cost-of-living pressures across spend and missed payments as UK consumers battle to manage finances

UK Credit Cards: Are "Established" Accounts in Trouble?

FICO data reveals worrying trends developing amongst established credit card users as missed payments rise

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