‘FICO Drift’: What Is It, and What Causes It?
FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift
Addressing Portfolio Risk in Economic Uncertainty: Part 4 (2022)
Building portfolio risk resilience into Collections & Recovery
Addressing Portfolio Risk in Economic Uncertainty: Part 3 (2022)
Building portfolio risk resilience into customer management
How Might Buy Now, Pay Later Loans Impact FICO® Scores?
Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans
BNPL in Credit Reports: How Could This Data Impact FICO Scores?
Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores
The Role of AI Model Governance
In conversation with Scott Zoldi, FICO's Chief Analytics Officer.
How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 3
Building resilience into customer management
Average U.S. FICO Score at 711, But Uncertainty Abounds
It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.
FICO Score Trends Through Economic Downturns and Natural Disasters
What FICO Scores can tell us about the road ahead
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