Insightful financial inclusion video focused on fairness in lending

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift

For more than 30 years, the FICO® Score has been carefully developed to be robust and reliable assessments of credit risk throughout the credit cycle

Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans

Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores

Banks need to fight back with advanced analytics as COVID-19 helps fuel financial crime

In conversation with Scott Zoldi, FICO's Chief Analytics Officer.

As Hoist Finance shows, best practices in decision management – automation, digitization, centralization – also result in greener decisions

Customers and regulators are both interested in sustainable finance - here's how banks and fintechs can use automated decisions to advance their ESG goals

The FICO Score is a broad-based, independent standard measure of credit risk

Using decision modelling and optimisation techniques similar to those used in navigation applications can help improve business performance by over 30%

It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.

Many banks currently experience significant struggles modifying their existing rules-based anti-money laundering (AML) compliance system

What FICO Scores can tell us about the road ahead

The FICO Score doesn’t negatively consider forbearance/deferment agreements.