Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Research shows balance aggregation results in modest impact to FICO® Scores

The next era of global digital transformation may offer cheaper, more accessible internet for all, improving banking for the developing world

Businesses threatened by data-driven disruptors need to adopt a similarly disruptive mind-set to ensure they stay relevant to their customers

The speed of 5G roll-out should make better data-driven decisioning a priority for multiple industries

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Digital collections, agility, consumer focus on analytics are priorities now as debt collectors deal with the pandemic

Collections teams are now responsible for more customers than ever — are they ready?

Beyond short-term impacts, portfolios, workforces and operating models are changing

Can the banking industry match the innovative approaches used in utilities?

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them