Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Banks need to fight back with advanced analytics as COVID-19 helps fuel financial crime

Research shows balance aggregation results in modest impact to FICO® Scores

The next era of global digital transformation may offer cheaper, more accessible internet for all, improving banking for the developing world

Businesses threatened by data-driven disruptors need to adopt a similarly disruptive mind-set to ensure they stay relevant to their customers

The speed of 5G roll-out should make better data-driven decisioning a priority for multiple industries

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

Many banks currently experience significant struggles modifying their existing rules-based anti-money laundering (AML) compliance system

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them