FICO’s Adoption and Pricing in the Mortgage Origination Market
At $3.50 per score, FICO royalties constitute only 15% of the cost of a $70 tri-merge credit report and 2/10ths of one percent of mortgage closing costs
Expanding Access to Credit Through Alternative Data
The UltraFICO Score enables lenders to make more refined credit decisions than they can with the traditional FICO Score alone.
FICO Number One on Forbes list of America’s Best Mid-Sized Employers
Earned “Great Place to Work” distinctions for FICO in India and Brazil
Build or Buy: Partnering in the Age of Model-Driven Organizations
Decision science and predictive analytics can enable businesses to make the most of all available data to anticipate customer needs and prescribe the best action.
Analytics Predictions 2019: Machine Learning & Data Efficiency
Adopting machine learning to enhance not just the accuracy of models but also drive efficiency is critical to amplify a key asset - the analytic team – and stay competitive.
FICO Score XD 2 and Innovations in Financial Inclusion
A key point that the experts underscored during the Financial Inclusion sessions at LendIt was that expanding financial inclusion is a win-win proposition.
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