Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
Canada Bankcard Industry Benchmarking Trends: Q2 2025
Credit card insights uncover developing financial pressures affecting many Canadians
Canada Bankcard Industry Benchmarking Trends: Q1 2025
Credit card data reveals many Canadians are struggling to pay off their monthly balances
Average U.S. FICO® Score stays at 717 even as consumers are faced with economic uncertainty
Inflation fatigue puts more borrowers under financial pressure
Evaluating the inclusion of BNPL data in FICO® Scores
FICO is working with major Buy Now Pay Later service provider to thoroughly analyze new credit data source
Average U.S. FICO Score at 717 as More Consumers Face Financial Headwinds
Outlier or Start of a New Credit Score Trend?
Canada Bankcard Industry Benchmarking Trends: Q4 2022 Update
Ready for a recession? An insider look at bankcard and consumer trends in Canada
Canada Bankcard Industry Benchmarking Trends: Q2 2022 Update
Bank of Canada makes major rate hike and consumer inflation increases; low unemployment rate continues
FICO Fact: Can unconstrained AI/ML expand access to credit?
FICO has been a pioneer in the use of machine learning (ML) in the financial services industry for over 25 years.
Canada Bankcard Industry Benchmarking Trends: 2022 Q1 Update
Canada Sees Low Unemployment, But Rising Inflation – How Will This Affect Bankcard Usage?
Conducting Experiments in Credit Management: 4 Best Practices
Experiments in credit management can lead to great gains in profitability and other metrics - here are four guiding principles to boost your success
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