FICO risk benchmarking data covering roughly 90% of card transactions in Canada reveals a market at an inflection point - improving delinquencies mask structural shifts in payment

Credit card insights uncover developing financial pressures affecting many Canadians

Credit card data reveals many Canadians are struggling to pay off their monthly balances

FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels

Canadian cards data for the second quarter of 2023 shows the need for lenders to project unexpected rapid shock to portfolios, staffing, and expenses

Ready for a recession? An insider look at bankcard and consumer trends in Canada

Bank of Canada makes major rate hike and consumer inflation increases; low unemployment rate continues

Canada Sees Low Unemployment, But Rising Inflation – How Will This Affect Bankcard Usage?

Experiments in credit management can lead to great gains in profitability and other metrics - here are four guiding principles to boost your success

Data can be a strategic asset to help you produce real time insights that will generate long-term business value, and support customer needs.

How a Community Bank Served Small Businesses and the Manual Process Prevailed

What’s next for the banking industry and how the COVID-19 pandemic will change the customer experience.

What lenders should be doing NOW for their portfolios and their clients

4 steps that community banks can take to respond to the COVID-19 pandemic and help their clients adjust to the economic impacts

Currently, small banks and credit unions only have 9% of all small business loans under $100,000.