FICO risk benchmarking data covering roughly 90% of card transactions in Canada reveals a market at an inflection point - improving delinquencies mask structural shifts in payment

Credit card insights uncover developing financial pressures affecting many Canadians

Credit card data reveals many Canadians are struggling to pay off their monthly balances

FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels

Insightful financial inclusion video focused on fairness in lending

Canadian cards data for the second quarter of 2023 shows the need for lenders to project unexpected rapid shock to portfolios, staffing, and expenses

FICO® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift

For more than 30 years, the FICO® Score has been carefully developed to be robust and reliable assessments of credit risk throughout the credit cycle

Ready for a recession? An insider look at bankcard and consumer trends in Canada

Bank of Canada makes major rate hike and consumer inflation increases; low unemployment rate continues

Key findings from FICO research on consumer credit files with recently opened Buy Now, Pay Later loans

Canada Sees Low Unemployment, But Rising Inflation – How Will This Affect Bankcard Usage?

Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores

Experiments in credit management can lead to great gains in profitability and other metrics - here are four guiding principles to boost your success

In conversation with Scott Zoldi, FICO's Chief Analytics Officer.