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FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.

FICO Fact: Do FICO Scores Consider Telco and Utility Data?

The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.

FICO Applauds FHFA Inclusion of Rental Data in Underwriting

FHFA and Fannie Mae take significant step forward in the use of alternative data

How FICO and Operation HOPE are Taking Steps toward Financial Literacy for All

FICO is taking a number of steps to promote credit education and financial independence alongside Operation HOPE.

FICO's National "Score A Better Future" Credit Education Program Reaches Milestone

92% of attendees agree it's more important than ever to learn the top factors that impact their credit score and receive access to personalized credit coaching.

4 Data Best Practices for a Timeless Digital Customer Experience

Data can be a strategic asset to help you produce real time insights that will generate long-term business value, and support customer needs.

FICO Continues Commitment to Alternative Data to Responsibly Increase Credit Access

FICO is waiving FICO fees for all new FICO Score XD customers for the next 12 months.

How are Credit Reports and Credit Scores Created? (Video)

The video provides an overview of the FICO Score

Leveraging Alternative Data to Extend Credit to More Borrowers

What’s Important to Investors in a Credit Score? Leading Secondary Market Participants Weigh In

FICO surveyed securities investors in a range of industries — including mortgage, auto and commercial lending.

FICO’s Score A Better Future Program Helps Empower Consumers

94% of attendees said that the event gave them an improved understanding of tools they needed to manage their finances better in the future.

FICO Kicks Off Consumer Financial Education Program, "Score A Better Future"

SABF brings together consumer advocates, credit educators and community leaders to help consumers learn about credit scores and financial tools to help them achieve their dreams.

The Role of Credit Scores in Mortgage Origination

This blog explores the role credit scores have in the mortgage lending and automated underwriting process. This is particularly important for conforming mortgages or mortgages sold to government-sponsored enterprises (GSEs).

Can Scoring Trended Data Help Lenders Expand Credit Access?

Can scoring trended data, or more accurately, trended credit bureau data, as some credit score companies claim, actually help expand credit access to these consumers?

Truth Squad: Can Scoring Rental Data Vastly Improve Credit Access?

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