Credit card insights uncover developing financial pressures affecting many Canadians

Credit card data reveals many Canadians are struggling to pay off their monthly balances

FICO pulse survey finds that secondary market wants more information on transition to FICO Score 10T

Ready for a recession? An insider look at bankcard and consumer trends in Canada

Among U.S. consumers who don’t have enough credit history to generate a traditional FICO® Score, over 15 million could receive an UltraFICO® Score

A low FICO score for a consumer can have the perverse effect of preventing them from having access to a second chance through manual underwriting.

Bank of Canada makes major rate hike and consumer inflation increases; low unemployment rate continues

FICO-hosted panel at NAWBO’s 2022 Advocacy Days discusses how financial education impacts access to capital and business growth for small businesses.

Canada Sees Low Unemployment, But Rising Inflation – How Will This Affect Bankcard Usage?

Developed by FICO in partnership with LexisNexis Risk Solutions and Equifax, FICO® Score XD 2 utilizes alternative data—data not included in the traditional credit bureau file

Experiments in credit management can lead to great gains in profitability and other metrics - here are four guiding principles to boost your success

The data reflected in your FICO® Score can be as recent as a payment reported by your lender today.

Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.

The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.

FICO is waiving FICO fees for all new FICO Score XD customers for the next 12 months.