FICO risk benchmarking data covering roughly 90% of card transactions in Canada reveals a market at an inflection point - improving delinquencies mask structural shifts in payment

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FICO® Focused Language Model and FICO® Focused Sequence Model set global standards for Responsible AI, delivering measurable enterprise value

A unified decisioning platform enforces development standards to ensure AI systems are built responsibly from the ground up

Credit card insights uncover developing financial pressures affecting many Canadians

Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?

Here's how to get the full power of machine learning without losing the transparency that’s important from credit risk scorecards

Credit card data reveals many Canadians are struggling to pay off their monthly balances

GenAI hallucinations are primarily caused by the ways that large language models (LLMs) are built

We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact

Ethical AI means digging into what machine learning models are learning – which is a complex task

As companies drive breakthrough results with AI in 2025, operationalization and trust are attainable imperatives

FICO’s use of blockchain to develop artificial intelligence is recognized in awards from Global Finance and the Banking Tech Awards

Responsible AI includes four principles for ensuring that AI is safe, trustworthy and unbiased - it should be robust, explainable, ethical and auditable

FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels