FICO risk benchmarking data covering roughly 90% of card transactions in Canada reveals a market at an inflection point - improving delinquencies mask structural shifts in payment

Credit card insights uncover developing financial pressures affecting many Canadians

Credit card data reveals many Canadians are struggling to pay off their monthly balances

Stay ahead in 2025 with timely analysis on banking policy predictions and strategic insights for regulatory compliance professionals

FICO's Canadian Bankcards Industry Benchmarking Trends for Q2 2024 show monolines delinquencies have reached pre-COVID levels

Upcoming US elections loom over the outlook for the US financial services industry, but regulations on AI, open banking and more are expected

Canadian cards data for the second quarter of 2023 shows the need for lenders to project unexpected rapid shock to portfolios, staffing, and expenses

Ready for a recession? An insider look at bankcard and consumer trends in Canada

Open banking, BNPL, cybersecurity and AI will all be under the microscope for regulators and policymakers, but not all areas will see major action in 2023

Bank of Canada makes major rate hike and consumer inflation increases; low unemployment rate continues

Canada Sees Low Unemployment, But Rising Inflation – How Will This Affect Bankcard Usage?

How the FICO Platform can enable explainable machine learning models for more effective PD calculations

Fierce competition, open banking and financial inclusion drive the uptake of transaction analytics in lending

Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.

Experiments in credit management can lead to great gains in profitability and other metrics - here are four guiding principles to boost your success