FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

Enterprise fraud management can break down fraud prevention operational silos so that fraud and abuse can be tackled at the customer level, rather than just the account level

Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores

How to improve customer acquisition, experience, and lifetime value with a personalized, 360-degree customer view

Understand the impact of PSD3 and the key changes it creates for fraud prevention specialists

Fraudsters adapt rapidly, always on the lookout for new ways to exploit weaknesses in fraud defences and find new routes to their victims. How can fraud teams respond?

There are clear financial and relationship benefits to open banking, and banks that act swiftly may get a competitive advantage

As real-time payments continue to grow globally, authorized push payment fraud scams follow. making intervention imperative

Debt and missed payments continue to rise, contributing to a change in the average

People with no current debt can – and often do - have a credit score higher than the national average

Traditional fraud protection methods may not be effective in protecting the unbanked and underbanked population - a more careful approach is needed

Scam regulations in Hong Kong, Singapore and Australia underline the need for action on the part of lenders and telcos

Open banking, AI and hyper-personalization are among the trends reshaping the banking landscape

What are the drivers behind this consumer shift in the loan payment hierarchy to pre-pandemic norms and is it likely to last?