Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies

Lenders can use new FICO solutions on AWS Marketplace to optimize credit lines and loan pricing, plus improve customer communications

Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending

FICO Platform enabled global partners to solve industry challenges through hands-on co-creation, showcased at FICO World 2025

FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances

Global partners used FICO Platform to prototype real-world solutions in weeks showcasing standout projects at FICO World 2025

Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk

Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud

How to improve customer acquisition, experience, and lifetime value with a personalized, 360-degree customer view

FICO data reveals that the positive payment behaviour from the pandemic is still persisting

FICO data suggests the ongoing impact of inflation could affect consumer affordability through 2025

Network International integrates FICO fraud solution to help clients combat card-related fraud