The Five Pillars of a Decision Management Platform
A decision management platform approach makes competitive differentiation far easier by providing an organization’s "brain and central nervous system"
Average U.S. FICO® Score at 716, Indicating Improvement in Consumer Credit Behaviors Despite Pandemic
The FICO Score is a broad-based, independent standard measure of credit risk
The Santa Challenge 3: Match the Gifts to the Kids!
How will Santa get the right gifts to kids in a year when elves are in lockdown? The answer is optimization
Average U.S. FICO Score at 711, But Uncertainty Abounds
It generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.
FICO Score Trends Through Economic Downturns and Natural Disasters
What FICO Scores can tell us about the road ahead
How FICO Helps Protect Your Score During COVID-19
The FICO Score doesn’t negatively consider forbearance/deferment agreements.
Innovation Never Sleeps: Why We Redevelop the FICO® Score
FICO Score 10 Suite gives lenders unparalleled flexibility and predictive power to make even more precise lending decisions
Which Consumer Segments Have Driven the Average FICO Score Higher Over the Past Decade?
A closer look at how much the national average FICO Score has been impacted by notable changes in the FICO scorable population
Average U.S. FICO Score Ticks Up to 706
The national average FICO Score has steadily risen over the past decade
Average U.S. FICO Score Hits New High
For the first time, the average FICO® Score in the U.S. has reached 704, showing a steady upward trend in US credit quality.
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