Explainable Machine Learning for Probability of Default Calculations
How the FICO Platform can enable explainable machine learning models for more effective PD calculations
How Transaction Analytics Transform Lending Speed and Results
Fierce competition, open banking and financial inclusion drive the uptake of transaction analytics in lending
Improving IRB and RWA Calculations with Machine Learning
Through explainable machine learning models, behavioural and PD models for the retail banking sector can be created with higher levels of predictiveness.
European Card Fraud 2020: UK Shrinks Fraud Losses by £46M
FICO's European Fraud Map for 2020 shows how the UK, Denmark and Hungary benefitted from tight controls - while many countries did not
Payment Methods and Fraud: Are Too Many Schemes a Bad Thing?
The profusion of payment mechanisms may be confusing for consumers, and a goldmine for fraudsters
Does the EU Framework for Responsible AI Go Far Enough?
Whilst the EU have rightly focused on the use of AI and data science strategic leadership, more needs to be done on AI explainability
Brexit Scams Rise as Criminals Target Uncertain Times
Toby Carlin examines a wave of Brexit scams and offers advice on how to spot, prevent, and report them
FICO Survey Shows How UK Fraud Teams Struggled in Pandemic
Nearly four out of five respondents from UK banks said that working from home had a high or major impact on the effectiveness of their financial crime prevention
European Card Fraud — How the UK Drove Down Losses 8%
European card fraud reduced by 2% across 18 countries studied - but there were winners and losers
This Crisis Shows We Need a More Decentralized Banking Market
During the COVID-19 pandemic, we can see that having fewer community banks hurts consumers in critical moments.
Dr. Strangelove or: How Fintechs Will Learn to Stop Worrying and Love Regulation
Over the next decade, the guiding ethos of fintech will evolve beyond 'move fast and break things'.
Solving the “Black Hole Problem” with First-Party Fraud
A conversation with Aite Group's Julie Conroy and Neuro-ID's Jack Alton.
The Future of Customer Acquisition in Financial Services
Financial services providers are under increasing pressure to acquire and retain profitable customers. FICO subject matter experts discuss strategies, tools, and KPIs for success in this lively exchange.
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