FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs

Credit union lenders need to be mindful of balancing opportunity and risk with their credit decisions

New reporting of student loan delinquencies among key drivers of the downward shift of credit scores

Debt and missed payments continue to rise, contributing to a change in the average

People with no current debt can – and often do - have a credit score higher than the national average

What are the drivers behind this consumer shift in the loan payment hierarchy to pre-pandemic norms and is it likely to last?

Student loan borrowers already exhibiting higher delinquency rates than they did pre-pandemic on some credit products

Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity

Q&A with Dale Robinson, credit risk executive at Ameriprise Financial Services, Bluestem Brands, HSBC and USBank

What are the drivers behind this mortgage and auto loan payment hierarchy behavioral shift and is it likely to be a lasting trend?

Paying down credit card balances, driven by reduced spending, increased savings and awareness, among other factors, helped many consumers show improvement in FICO® Scores.

Latest version of FICO® Resilience Index delivers significant gains in resilience predictive power for account origination and management across lending industries

Latest research underscores relationship of index to October 2020 reported payment accommodations

Recent loan accommodation requests correlated to FICO Resilience Index values