Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer
Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity
Leveraging DDA Data in Consumer Lending to Stay Competitive
Q&A with Dale Robinson, credit risk executive at Ameriprise Financial Services, Bluestem Brands, HSBC and USBank
Fannie Mae and Freddie Mac Will Require the Use of FICO Score 10T
FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions
Who Defaults when Bankcard Accommodations End? Resilience Matters
New perspective on borrowers rolling off bankcard payment accommodations.
FICO Showcases New FICO® Resilience Index Insights and Enhanced Predictive Power
Latest version of FICO® Resilience Index delivers significant gains in resilience predictive power for account origination and management across lending industries
FICO Resilience Index is Strong Predictor of Consumer Need for Loan Accommodations
Latest research underscores relationship of index to October 2020 reported payment accommodations
New Data Underscores Strong Performance of the FICO Resilience Index
Recent loan accommodation requests correlated to FICO Resilience Index values
11 Black Friday Fraud Tips from FICO
Here are 11 simple ways for shoppers to protect themselves from Black Friday fraud while splurging on seasonal bargains.
Stay Safe Online with These 5 Tips (Video)
We just completed a survey to ask thousands of consumers in the UK and US exactly what they think about those security measures and fraud processes that are designed to help them stay safe online.
Let's Expand Credit Access Responsibly
We are launching a campaign to counter the widespread misinformation regarding important credit scoring facts and how to expand credit access responsibly.
4 Sexy Things You Need to Know About Machine Learning
Many machine learning terms are pure clickbait without any augmentation. Test yourself. Would you click on these headlines?
Machine Learning and Artificial Intelligence - Hype vs. Reality
AI, and more specifically machine learning, are generating enormous buzz in many areas. But are these claims realistic?
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