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Evolving Landscape of Machine Learning Relative to the FICO® Score

How does progress in artificial intelligence stack up to the FICO credit score model?

Using Augmented Intelligence and Machine Learning in Credit Scoring

Blending artificial intelligence, machine learning and domain expertise in the design of credit scores - a video discussion with Agus Sudjianto

Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer

Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity

Leveraging DDA Data in Consumer Lending to Stay Competitive

Q&A with Dale Robinson, credit risk executive at Ameriprise Financial Services, Bluestem Brands, HSBC and USBank

Fannie Mae and Freddie Mac Will Require the Use of FICO Score 10T

FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions

Who Defaults when Bankcard Accommodations End? Resilience Matters

New perspective on borrowers rolling off bankcard payment accommodations.

FICO Showcases New FICO® Resilience Index Insights and Enhanced Predictive Power

Latest version of FICO® Resilience Index delivers significant gains in resilience predictive power for account origination and management across lending industries

FICO Resilience Index is Strong Predictor of Consumer Need for Loan Accommodations

Latest research underscores relationship of index to October 2020 reported payment accommodations

New Data Underscores Strong Performance of the FICO Resilience Index

Recent loan accommodation requests correlated to FICO Resilience Index values

FICO Score Research: Explainable AI for Credit Scoring

FICO Scores R&D has empirically investigated potential benefits and risks associated with using some of the latest AI and machine learning approaches for credit scoring.

Explainable AI and the FICO Score

My presentation on “Transparency by Design: An Explainable AI Approach to Credit Risk Scoring” discusses our application of recent machine learning technologies to challenge the US FICO® Score.

FICO Scores, Artificial Intelligence and Machine Learning

How are advances in artificial intelligence and machine learning changing credit risk assessment? That’s a topic I’ll be exploring in three presentations at FICO World 2018.

Let's Expand Credit Access Responsibly

We are launching a campaign to counter the widespread misinformation regarding important credit scoring facts and how to expand credit access responsibly.

How New Risk Analytics Stress-Test Individual Consumers

Want to know which consumers will more likely default when they encounter an unpredicted financial stress situation in the future? Traditional risk scores won’t give you the full picture.

For Consumers Seeking Credit Scores, VantageScores Are No Substitute for FICO® Scores

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