FICO’s Leadership in Optimization – Interview with Timo Berthold
In his interview for the podcast “Subject to”, FICO’s Timo Berthold discusses his career in computational optimization and mixed integer programming
FICO Scientist Honored at Leading Operational Research Conference
FICO’s Claudio Gambella was a member of a team awarded at EURO 2024 for its work in mathematical optimization
Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer
Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity
Leveraging DDA Data in Consumer Lending to Stay Competitive
Q&A with Dale Robinson, credit risk executive at Ameriprise Financial Services, Bluestem Brands, HSBC and USBank
Advancing the Science of Optimization: FICO & Zuse Institute Berlin
FICO partners with Zuse Institute Berlin on critical research into mathematical optimization
The Power of Optimization: Solving a Dire Water Access Problem
The SEIO-BBVA prize for best applied contribution in operations research goes to a team including FICO’s Selene Silvestri
The Role of Decision Orchestration in Financial Platforms
Just as every orchestra needs a conductor, decision orchestration keeps all the rules and processes firing at the right times in your system
Who Defaults when Bankcard Accommodations End? Resilience Matters
New perspective on borrowers rolling off bankcard payment accommodations.
What Are Microservices? How Do They Increase Efficiency?
Microservices are small building blocks created to accomplish a business action or decision, and can be used throughout the business to increase efficiency and improve results
FICO Showcases New FICO® Resilience Index Insights and Enhanced Predictive Power
Latest version of FICO® Resilience Index delivers significant gains in resilience predictive power for account origination and management across lending industries
Defining Big Data Characteristics – A Data Scientist’s Life Hack
Unless you are good at generating the right data characteristics, or features, which are relevant to your business decisions, you cannot increase the value of big data
Bank Ecosystems: The Role of Data Ingestion
Multiple types of data can be fed into banking systems to make better decisions - but can your system handle it?
Open Banking: Are You Ready to Become a Banking Ecosystem?
Now is the time to move from a traditional financial company to a modern Open Banking ecosystem
FICO Resilience Index is Strong Predictor of Consumer Need for Loan Accommodations
Latest research underscores relationship of index to October 2020 reported payment accommodations
Behavioral Biometrics and Customer Identity Authentication
With synthetic identity fraud on the rise, behavioral biometrics enable banks to balance customer experience and fraud prevention
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