US Bankcards Industry Benchmarking Trends: 2024 Q2 Update
Credit card delinquencies are stabilizing in early buckets while consumers continue to spend
US Bankcards Industry Benchmarking Trends: 2023 Q3 Update
More consumers are carrying credit card balances despite high rates, and delinquency rates continue to rise
US Bankcards Industry Benchmarking Trends: 2023 Q2 Update
Higher prices keep customers in a pinch from making on-time payments
Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer
Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity
Consumer Payment Behavior on Credit Cards Impacted by the Pandemic
The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
US Bankcards Industry Benchmarking Trends: 2023 Q1 Update
Bankcard delinquencies exceed pre-pandemic levels, higher losses are forecasted ahead
Leveraging DDA Data in Consumer Lending to Stay Competitive
Q&A with Dale Robinson, credit risk executive at Ameriprise Financial Services, Bluestem Brands, HSBC and USBank
US Bankcards Industry Benchmarking Trends: 2022 Q4 Update
Bankcard delinquencies continue to rise, higher losses are coming in 2023
US Bankcards Industry Benchmarking Trends: 2022 Q3 Update
Inflation takes hold, bankcards delinquencies surpass pre-pandemic levels
US Bankcard Industry Benchmarking Trends: 2022 Q2 Update
Bankcard delinquencies continue to rise as growth in the economy slows
US Bankcard Industry Benchmarking Trends: 2022 Q1 Update
We are seeing unemployment rates at historical lows, so what is causing US Bankcard delinquency rates to increase?
FICO Showcases New FICO® Resilience Index Insights and Enhanced Predictive Power
Latest version of FICO® Resilience Index delivers significant gains in resilience predictive power for account origination and management across lending industries
FICO Resilience Index is Strong Predictor of Consumer Need for Loan Accommodations
Latest research underscores relationship of index to October 2020 reported payment accommodations
New Data Underscores Strong Performance of the FICO Resilience Index
Recent loan accommodation requests correlated to FICO Resilience Index values
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