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FICO Xpress Optimization Delivers up to 5.7x Faster Mixed Integer Programming (MIP) Since 2020

FICO Xpress Optimization continues to push the limit of performance in optimization, delivering acceleration up to 5.7x in its MIP solver since 2020

How FICO Optimization Could Help Keep Hospitals Running During Blackouts

Award-winning paper demonstrates the power of mathematical optimization and FICO Xpress to deliver sustainable, resilient energy solutions, solving an urgent need in South Africa

A Guide to Price Optimization: What Is It, How it Works, and Why You Need It to Maximize Profits

Price optimization is a data-driven process that uses prescriptive analytics, and advanced optimization software to determine the optimal pricing strategy

Optimizing Device Financing Sheds Cost, Drives Revenue

A data-driven optimization process expands opportunity, improves profitability, and reduces risk for communications service providers that offer device financing

Reinventing Device Financing for Telcos

To win an edge in the ultra-competitive telco marketplace, providers’ ability to harness the power of mathematical optimization and simulation is a key differentiator

Are Student Loan Holders at Risk as Deferments Expire?

Factors driving credit score decreases observed among student loan holders involved behaviors such as delinquency on credit products including bankcards, auto loans, and mortgages

Fannie Mae and Freddie Mac Will Require the Use of FICO Score 10T

FICO Score 10T gives mortgage lenders the flexibility and predictive power to make more precise lending decisions

Competitive Loan Pricing: How To Outprice (not Underprice) Rivals

5 key steps to winning using customer-centric loan pricing optimization

Simulated FICO Score Impacts from Balance Aggregation due to Mortgage Forbearance

Research shows balance aggregation results in modest impact to FICO® Scores

Simulated FICO Score Impacts due to Mortgage Forbearance

Analysis identified modest impacts to FICO Scores from forbearance-related potential increases in mortgage balance.

A (Not-So-Secret) Weapon for Small Lenders

Originate smarter, faster, safer, and more profitably with Machine Learning

Truncation Bias in Score Validations: When Rejected Applications Strike Back

The set-up of a score validation can greatly influence model performance results — and sometimes inflate them

Let's Expand Credit Access Responsibly

We are launching a campaign to counter the widespread misinformation regarding important credit scoring facts and how to expand credit access responsibly.

For Consumers Seeking Credit Scores, VantageScores Are No Substitute for FICO® Scores

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