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FICO Xpress Optimization Delivers up to 5.7x Faster Mixed Integer Programming (MIP) Since 2020

FICO Xpress Optimization continues to push the limit of performance in optimization, delivering acceleration up to 5.7x in its MIP solver since 2020

What Are Fraud Analytics and How Do They Improve Fraud Detection?

Understand what fraud analytics entail and how they leverage AI, machine learning, business intelligence and data science to improve fraud detection

How FICO Optimization Could Help Keep Hospitals Running During Blackouts

Award-winning paper demonstrates the power of mathematical optimization and FICO Xpress to deliver sustainable, resilient energy solutions, solving an urgent need in South Africa

A Guide to Price Optimization: What Is It, How it Works, and Why You Need It to Maximize Profits

Price optimization is a data-driven process that uses prescriptive analytics, and advanced optimization software to determine the optimal pricing strategy

FICO Focused Foundation Model Delivers Trustworthy, Responsible GenAI

FICO® Focused Language Model and FICO® Focused Sequence Model set global standards for Responsible AI, delivering measurable enterprise value

Operationalizing Responsible AI Standards: Why a Platform Approach Matters

A unified decisioning platform enforces development standards to ensure AI systems are built responsibly from the ground up

How to Build Credit Risk Models Using AI and Machine Learning

Which works better for building credit risk models: using AI and machine learning or using traditional scorecards?

Combining Machine Learning with Credit Risk Scorecards

Here's how to get the full power of machine learning without losing the transparency that’s important from credit risk scorecards

Reflections on Innovation: 101 AI and Software Patents Granted

We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact

Artificial Intelligence Explained: What Is Ethical AI?

Ethical AI means digging into what machine learning models are learning – which is a complex task

2025 Predictions for AI and GenAI: The Golden Age of AI – and How to Keep the Goose Golden

As companies drive breakthrough results with AI in 2025, operationalization and trust are attainable imperatives

How to Use Blockchain to Build Responsible AI: An Award-Winning Approach

FICO’s use of blockchain to develop artificial intelligence is recognized in awards from Global Finance and the Banking Tech Awards

What Is Responsible AI? Four Important Principles

Responsible AI includes four principles for ensuring that AI is safe, trustworthy and unbiased - it should be robust, explainable, ethical and auditable

Optimizing Device Financing Sheds Cost, Drives Revenue

A data-driven optimization process expands opportunity, improves profitability, and reduces risk for communications service providers that offer device financing

Responsible AI and Why AI Governance Matters

My recent presentation at the World AI Cannes Festival with Uri Tintore of Belvo shed a light on Responsible AI, transaction analytics and open banking

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