FICO Xpress Optimization continues to push the limit of performance in optimization, delivering acceleration up to 5.7x in its MIP solver since 2020

These best practices can help you not just meet regulators’ requirements but also increase the value your models add to the business

Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk analytics

With the right technology it is now possible to drive out manual or high-friction interventions and offer seamless, near-instant credit decisions across multiple sales channels

Award-winning paper demonstrates the power of mathematical optimization and FICO Xpress to deliver sustainable, resilient energy solutions, solving an urgent need in South Africa

Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies

Price optimization is a data-driven process that uses prescriptive analytics, and advanced optimization software to determine the optimal pricing strategy

Risk management is a critical issue for Buy Now, Pay Later (BNPL) lending - discover how FICO Platform promotes growth and responsible lending

FICO’s data on UK credit cards for July 2025 shows a YOY growth in balances and delinquent balances

Rising spend and falling payments to balance continued to push up average balances on UK credit cards, demonstrating underlying risk

Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

April data on UK cards shows spending declined and average balances increased, signalling slow rise in credit risk for UK consumers

Financial pressures on UK consumers are evident in drop in spend and rise in delinquencies on credit cards

This FICO World presentation highlights the vital importance of balancing customer care with collections success in a highly regulated environment

In data on UK credit cards, FICO sees a rise in customers missing three payments, and signs of growing first-party fraud