FICO Xpress Optimization continues to push the limit of performance in optimization, delivering acceleration up to 5.7x in its MIP solver since 2020

Award-winning paper demonstrates the power of mathematical optimization and FICO Xpress to deliver sustainable, resilient energy solutions, solving an urgent need in South Africa

Price optimization is a data-driven process that uses prescriptive analytics, and advanced optimization software to determine the optimal pricing strategy

A data-driven optimization process expands opportunity, improves profitability, and reduces risk for communications service providers that offer device financing

What do credit score high achievers have in common and what can we learn from the credit behavioral characteristics in these populations?

Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity

To win an edge in the ultra-competitive telco marketplace, providers’ ability to harness the power of mathematical optimization and simulation is a key differentiator

Q&A with Dale Robinson, credit risk executive at Ameriprise Financial Services, Bluestem Brands, HSBC and USBank

The national average FICO Score did not go up for the first time in over a decade, a trend that’s seen at the city and state level across the nation

5 key steps to winning using customer-centric loan pricing optimization

Recent increase in the average FICO® Score is reflective, in part, of impacts that the pandemic has had on U.S. consumers’ credit behavior, credit report, and credit history.

New perspective on borrowers rolling off bankcard payment accommodations.

Latest version of FICO® Resilience Index delivers significant gains in resilience predictive power for account origination and management across lending industries

Latest research underscores relationship of index to October 2020 reported payment accommodations

Recent loan accommodation requests correlated to FICO Resilience Index values