Digitalization and artificial intelligence will radically change retail banking. What does this mean for banks?

Each year, we provide insight into the national average FICO® Score to help ensure consumers have a baseline measure of credit health standing

FICO has been a pioneer in the use of machine learning (ML) in the financial services industry for over 25 years.

Contact data quality in debt collection can make or break your success — here are best practices for improving it

Machine learning is powerful, but beware of solutions that promote it as a magical ingredient

If you're pursuing branch collections, use your branch staff as wisely as you use your core collection team - and that means automation

Automated communications tools can help customers get payment relief faster

Here's how decision optimisation can improve cardholders' strategies to comply with persistent debt regulation and help consumers meet their credit burdens.

The FICO Safe Driving Score provides a consistent and objective measure of driver risk and safety based on driving behaviors.

Debt restructures are challenging in markets with increasing interest rates, as many organisations impose policy restrictions that virtually prevent reasonable restructures.

Loan restructure optimization uses mathematical optimization to identify which customers should receive a restructure of...